Helping Australians access quality mortgage investments

  • Expertly managed Pooled Mortgage Fund
  • Delivered a 5.96% p.a.* return in the June 2022 quarter
  • Passive income via quarterly distributions

*Capital at risk. Returns not guaranteed. Listed returns are in respect to our Wholesale Fund and are net of fees. Past performance does not indicate future returns.

Invest in Australia's Leading Mortgage Fund

When you invest in APG's Pooled Mortgage Fund you are investing in a portfolio of short-term business loans that are secured by Australian real-estate and managed by a team of experienced mortgage managers. We conduct extensive due diligence on the borrowers and manage the loans from start to finish so you can sit back and relax and wait for your quarterly distribution. We actively manage your funds so you can enjoy the benefits of a truly passive investment. Get in touch to find out how you can get started with Active Property Group’s mortgage investments.

Latest Investment Opportunities

August 17, 2022

Ventnor, VIC – 7.26% p.a. Business Cashflow

The purpose of this loan is to provide additional working capital and business cashflow for an architectural firm in VIC.
12.50% 27 months 7.26% p.a. 1st Mortgage
August 12, 2022

Smiths Gully, VIC – 11.54% Commercial Purchase

The purpose of this loan is to complete the purchase of a mixed use property. Security includes two investment properties in VIC.
66.67% 6 months 11.54% p.a. 1st Mortgage
August 4, 2022

Bridgewater, TAS – 7.94% p.a. Business Cashflow

The purpose of this loan is to provide additional business cashflow for a warehouse and storage building in Bridgewater, TAS.
21.33% 27 months 7.94% p.a. 1st Mortgage

What am I investing in?

The Pooled Mortgage Fund funds Registered First and Second Mortgages that are secured by Australian property with conservative Loan-to-Value Ratios - we typically lend less than 75% of property value. Investors in the Pooled Mortgage Fund have their funds diversified across a portfolio of loans looked after by the experienced team at the Mortgage Manager, Private Mortgages Australia, who conduct extensive due diligence before settling any loans.

Who can invest?

We are able to accept all investors whether they are a Retail or Wholesale Investor (see below for explanation). We can also accept investments from individual investors, self-managed super funds, trusts and companies.

(for Wholesale Investors)

(for Retail Investors - Target Market Determination)

Pooled Mortgage Fund details:

Return5.96% p.a.* return in June 2022
Minimum Investment$10,000 (Retail) $25,000 (Wholesale)
FeesAll returns listed are net of fees excl. a 0.5% p.a. fee charged to Retail investors.
RedemptionsQuarterly (pending liquidity)
Minimum TermNone

Note: *Capital at risk. Returns not guaranteed. Listed returns are in respect to our Wholesale Fund and are net of fees. Past performance does not indicate future returns.

Am I a Wholesale or Retail Investor?

1Wholesale Investor
1. A person or entity who initially invests at least $500,000 or

2. A person or entity that has obtained an accountant’s certificate within the preceding six months stating that they:

a) have net assets of at least $2.5 million, or
b) have a gross income of $250,000 p.a. for each of the last two financial years.
2Retail Investor
Anyone else who doesn't fall within the Wholesale classification above.

Investment Potential

Interest earned on investment (based on the June 2022 quarterly return of 5.96% p.a.)

*Capital at risk. Returns not guaranteed. Listed returns are in respect to our Wholesale Fund and are net of fees. Past performance does not indicate future returns.

Historical Performance

Please keep in mind that past performance does not indicate future performance. All returns listed are net of fees other than a 0.5% p.a. fee charged to Retail investors.

June 20225.96% p.a.
March 20226.91% p.a.
December 20217.24% p.a.
September 20216.58% p.a.

Why Choose APG


  • We have an experienced team dedicated to delivering the best results for our investors.
  • Our directors are invested in the fund – we have skin in the game.
  • Our Mortgage Managers conduct extensive due diligence on every loan opportunity.
  • Every loan is secured by Australian real estate.
  • We deliver real service to our investors – we’re here to help however we can.
  • A large number of our investors have been with us for many years and reinvested with us.

Download our Investor Pack to find out more about APG, what to expect when investing in our Pooled Mortgage Fund and how to get started.


John, Croydon, VIC
John, Croydon, VIC
I have just added to my initial investment & found not only the communication with Lauren very prompt but also the paperwork required for the additional investment very easy. I recently recommended a friend to invest & they are very happy with the process also.
Susan, Seabrook, VIC
Susan, Seabrook, VIC
"I'm a first-time investor & I feel the investment has been a good choice with PMAC. You guys have been constantly communicating to let us know the results & the reasons for these results. Thank you for clear & constant communication. I feel it has built trust & I can see myself investing with you in the long run."
Laura, Narre Warren, VIC
Laura, Narre Warren, VIC
"APG has provided an income for my unwell mum to live in the best care we could give her. I am thankful that you all gave us this peace of mind. I have now invested my inheritance with APG and you have now given me peace of mind."
Jordan, Sunshine Coast
Jordan, Sunshine Coast
"Being new investors we were sceptical. But Lauren at Active Property Group answered all our questions and made the process easy."
David, Melbourne
David, Melbourne
"Tony and the PMAC team are excellent. When you compare their outstanding performance to the larger average performing pooled mortgage funds, you know you've found the best in the business." 
Sara & Michael
Sara & Michael
"This is truly passive. We get a cheque every quarter which goes towards our property portfolio, so it's a very useful side income."
James Dawson
"Tim Hart from APG has the ability to get to the core of a commercial property deal. With his experience and knowledge, Tim knows how to negotiate the right types of property deals to maximise profits for investors." 
Curt, Melbourne, VIC
Curt, Melbourne, VIC
"In the time that I’ve been invested in the PMAC Trust I’ve seen fantastic returns. I feel confident that the team at PMA will find great opportunities and continue to deliver solid results."
Bill, Lyneham, ACT
Bill, Lyneham, ACT
“I have been an investor in PMAC Trust since 2016.  The returns have been great and the staff have been very easy to deal with.  They are very professional and knowledgeable. PMAC Trust is a worthwhile investment.”
Josh, Heathmont, VIC
Josh, Heathmont, VIC
“I’ve had investing experience with Tony, who is professional, courteous & thorough. I don’t have time for “hands-on” investing. But with PMAC, I don’t feel the need to as the returns are very favourable.”
Adam, Mornington, VIC
Adam, Mornington, VIC
"For those of you who are thinking about investing with these guys, it’s pretty easy and rewarding."
David, Norlane, VIC
David, Norlane, VIC
"I've been investing with PMA for 3 years and they have delivered exceptional returns. The investment doesn't take up my time and produces consistent income for me. The team at PMA are professional and diligent in their lending practices."
Igor, Southport Park, QLD
Igor, Southport Park, QLD
"I'm very happy about the rate of return, the reporting process and the quality of the management."

Have more questions?

Get in touch with us today and we'll gladly answer any queries you may have.