Helping Australians access quality mortgage investments

  • Expertly managed Pooled Mortgage Fund
  • Delivered a 9.54% p.a.* return in the March 2024 quarter
  • Passive income via quarterly distributions
  • Overseen by our independent trustee Primary Securities Ltd (AFSL No. 224107)
  • Audited by a qualified and independent auditor, Dr. Margaret Salter FCA PhD

*Capital at risk. Returns not guaranteed. Listed returns are in respect to our Wholesale Fund and are net of fees. Past performance does not indicate future returns.

Invest in Australia's Leading Mortgage Fund

When you invest in APG's Pooled Mortgage Fund you are investing in a portfolio of short-term business loans that are secured by Australian real-estate and managed by a team of experienced mortgage managers. We conduct extensive due diligence on the borrowers and manage the loans from start to finish so you can sit back and relax and wait for your quarterly distribution. We actively manage your funds so you can enjoy the benefits of a truly passive investment. Get in touch to find out how you can get started with Active Property Group’s mortgage investments.

Latest Investment Opportunities

Listed below are examples of loans we are looking to fund via the Pooled Mortgage Fund, or those that have been funded or repaid. The loans are all short-term business loans that are secured by Australian real estate.

What am I investing in?

The Pooled Mortgage Fund funds Registered First and Second Mortgages that are secured by Australian property with conservative Loan-to-Value Ratios - we typically lend less than 75% of property value. Investors in the Pooled Mortgage Fund have their funds diversified across a portfolio of loans looked after by the experienced team at the Mortgage Manager, Private Mortgages Australia, who conduct extensive due diligence before settling any loans.

Who can invest?

We are able to accept all investors whether they are a Retail or Wholesale Investor (see below for explanation). We can also accept investments from individual investors, self-managed super funds, trusts and companies.

(for Wholesale Investors)

(for Retail Investors - Target Market Determination)

Pooled Mortgage Fund details:

Return 9.54% p.a.* return in Mar 2024
Minimum Investment $10,000 (Retail) $25,000 (Wholesale)
Fees All returns listed are net of fees excl. a 0.5% p.a. fee charged to Retail investors.
Distributions Quarterly
Redemptions Quarterly (pending liquidity)
Minimum Term None

Note: *Capital at risk. Returns not guaranteed. Listed returns are in respect to our Wholesale Fund and are net of fees. Past performance does not indicate future returns.

Am I a Wholesale or Retail Investor?

1Wholesale Investor
1. A person or entity who initially invests at least $500,000 or

2. A person or entity that has obtained an accountant’s certificate within the preceding six months stating that they:

a) have net assets of at least $2.5 million, or
b) have a gross income of $250,000 p.a. for each of the last two financial years.
2Retail Investor
Anyone else who doesn't fall within the Wholesale classification above.

Investment Potential

Interest earned on investment (based on the March 2024 quarterly return of 9.54% p.a. or 9.04% p.a. for Retail investors)

*Capital at risk. Returns not guaranteed. Listed returns are estimates only in respect to our Wholesale Fund and are net of fees. Past performance does not indicate future returns.

Historical Performance

Please keep in mind that past performance does not indicate future performance. All returns listed are net of fees other than a 0.5% p.a. fee charged to Retail investors.

March 2024 9.54% p.a.
December 2023 10.07% p.a.
September 2023 9.42% p.a.
June 2023 9.28% p.a.

Why Choose APG


  • All investors have received their quarterly distributions on time.
  • All investors have had their request to redeem funds paid on time.
  • The value of investors' initial investment has remained at $1.00 per unit.
  • We have an experienced team dedicated to delivering the best results for our investors.
  • Our directors are invested in the fund – we have skin in the game.
  • Our Mortgage Managers conduct extensive due diligence on every loan opportunity.
  • Every loan is secured by Australian real estate.
  • We deliver real service to our investors – we’re here to help however we can.
  • A large number of our investors have been with us for many years and reinvested with us.

Download our Investor Pack to find out more about APG, what to expect when investing in our Pooled Mortgage Fund and how to get started.

Testimonials


Mark, Laguna Quays, QLD
Mark, Laguna Quays, QLD
"Started cautiously 17 months ago. But after experiencing and witnessing performance, I have made two additional investments during this period. Very happy!"
Michael, North Fremantle, WA
Michael, North Fremantle, WA
"Good returns and helpful people. Highly recommended."
Igor, Southport, QLD
Igor, Southport, QLD
"As usual dealing with APG is a seemless process . Every staff member right thru to CEO ,MD know what they need to do to make it happen and that has been over past 8 years."
John, Coochiemudlo Island, QLD
John, Coochiemudlo Island, QLD
"After joining 'APG' a few years ago my research and due diligence showed me that this investment satisfied ALL my questions. If I had started a business myself this would be the type of ETHICAL means of helping others while getting a return that feels comfortable."
Toni, Ormond Victoria
Toni, Ormond Victoria
"I am an Investor with Active Property Group since nearly 1 year, and I am happy with the way they deal with the investors, Lauren the Managing Director, is professional for investments, and Lhora has good communications with investors, they follow up all the steps, consistent returns, great service"
Jeff, VIC
Jeff, VIC
"I enjoy dealing with APG. It is very straightforward to invest with this organisation. Great personalised regular communication, good returns, and a great source of investment information and advice. For me APG is a solid and reliable organisation to invest with."
PJ, Nerang, QLD
PJ, Nerang, QLD
"Active Property Group has a great setup with minimum expenses. That's how you can achieve a 9% return! Good work!"
Nick, Dubbo, New South Wales
Nick, Dubbo, New South Wales
"Great results and very professional. Thanks for all your help Lauren and Lhora!"
Susan, Seabrook, VIC
Susan, Seabrook, VIC

"I am very happy investing with PMAC. The results that the team brings each time has been great. It's always exciting to look forward to the next set of results! I highly value the team's professionalism such as open communication, providing updates and prompt responses."

Kyle, Lathlain, WA
Kyle, Lathlain, WA
"Lhora and the APG team have consistently demonstrated professionalism and excellent communication over the past two years, instilling confidence in my investment decisions. I am pleased with the increased returns and happy to have recently increased my investment."
Marc, Pottsville, NSW
Marc, Pottsville, NSW
"At a time when most banks are offering only modest returns on term investments, I was thrilled to receive over 9% on the quarterly distribution! I have no hesitation in recommending a quality investment with APG."
John, McCracken, SA
John, McCracken, SA
"We have just opened an account with APG. The staff have been extremely supportive and helpful all the way through. Emails have been answered, often in less than an hour. I feel confident that this efficient, helpful service will be part of the journey that we will continue to enjoy with APG."
Michael, North Fremantle, WA
Michael, North Fremantle, WA
"APG has been easy to deal with and answered any questions promptly, all dividends have been paid on time."
Ian, South Australia
Ian, South Australia
"I appreciate the quality of communication from both Lauren and Lhora, which gives much confidence when deciding on investments."
Peter, Nerang, QLD
Peter, Nerang, QLD
"The videos from APG are very helpful. We investors get an insight into what is going on. The average ASX CEO keeps us in the dark, like a mushroom, but APG is great at communicating with their investors."
Robyn, Nimbin, NSW
Robyn, Nimbin, NSW
"I acknowledge APG's good work and returns (I appreciate and read your regular emails and reports). Keep it up."
John, Croydon, VIC
John, Croydon, VIC
"I have just added to my initial investment & found not only the communication with Lauren very prompt but also the paperwork required for the additional investment very easy. I recently recommended a friend to invest & they are very happy with the process also."
Susan, Seabrook, VIC
Susan, Seabrook, VIC
"I'm a first-time investor & I feel the investment has been a good choice with PMAC. You guys have been constantly communicating to let us know the results & the reasons for these results. Thank you for clear & constant communication. I feel it has built trust & I can see myself investing with you in the long run."
Laura, Narre Warren, VIC
Laura, Narre Warren, VIC
"APG has provided an income for my unwell mum to live in the best care we could give her. I am thankful that you all gave us this peace of mind. I have now invested my inheritance with APG and you have now given me peace of mind."
Jordan, Sunshine Coast
Jordan, Sunshine Coast
"Being new investors we were sceptical. But Lauren at Active Property Group answered all our questions and made the process easy."
David, Melbourne
David, Melbourne
"The PMAC team are excellent. When you compare their outstanding performance to the larger average performing pooled mortgage funds, you know you've found the best in the business." 
Sara & Michael
Sara & Michael
"This is truly passive. We get a cheque every quarter which goes towards our property portfolio, so it's a very useful side income."
James Dawson
"Tim Hart from APG has the ability to get to the core of a commercial property deal. With his experience and knowledge, Tim knows how to negotiate the right types of property deals to maximise profits for investors." 
Curt, Melbourne, VIC
Curt, Melbourne, VIC
"In the time that I’ve been invested in the PMAC Trust I’ve seen fantastic returns. I feel confident that the team at PMA will find great opportunities and continue to deliver solid results."
 

Have more questions?


Get in touch with us today and we'll gladly answer any queries you may have.