Targeting 8% - 9% p.a. through quality mortgage investments
- Expertly managed Pooled Mortgage Fund
- Delivered 10.13% p.a. (2.00% for March 2025 Quarter)
- Passive income via quarterly distributions
- Overseen by our independent trustee Primary Securities Ltd (AFSL No. 224107)
- Audited by a qualified and independent auditor, Dr. Margaret Salter FCA PhD
*Capital at risk. Returns not guaranteed. Listed returns are in respect to our Wholesale Fund and are net of fees. Past performance does not indicate future returns.
Invest in Australia's Leading Mortgage Fund
When you invest in APG's Pooled Mortgage Fund you are investing in a portfolio of short-term business loans that are secured by Australian real-estate and managed by a team of experienced mortgage managers. We conduct extensive due diligence on the borrowers and manage the loans from start to finish so you can sit back and relax and wait for your quarterly distribution. We actively manage your funds so you can enjoy the benefits of a truly passive investment. Get in touch to find out how you can get started with Active Property Group’s mortgage investments.
Quarterly Distributions
Wholesale & Retail Investors
No Lock-in Investment Terms
Quarterly Redemptions
Distribution Reinvestment Plan
External Auditor/Independent Trustee
Latest Investment Opportunities
Listed below are examples of loans we are looking to fund via the Pooled Mortgage Fund, or those that have been funded or repaid. The loans are all short-term business loans that are secured by Australian real estate.
Direct Mortgage or P2P Lending Opportunities
From time-to-time we open up individual opportunities for direct investment. This means an investor is able to select a specific loan to invest in, rather than invest in a portfolio of loans like our Pooled Mortgage Fund. This option is only available for Wholesale Investors (see below for explanation). You can see the direct opportunities that are currently open for investment by clicking below.
What am I investing in?
The Pooled Mortgage Fund funds Registered First and Second Mortgages that are secured by Australian property with conservative Loan-to-Value Ratios - we typically lend less than 75% of property value. Investors in the Pooled Mortgage Fund have their funds diversified across a portfolio of loans looked after by the experienced team at the Mortgage Manager, Private Mortgages Australia, who conduct extensive due diligence before settling any loans.
Who can invest?
We are able to accept all investors whether they are a Retail or Wholesale Investor (see below for explanation). We can also accept investments from individual investors, self-managed super funds, trusts and companies.
(for Wholesale Investors)
(for Retail Investors - Target Market Determination)
Pooled Mortgage Fund details:
| Return | 10.13% p.a. (2.00% for March 2025 Quarter) |
| Minimum Investment | $10,000 (Retail) $25,000 (Wholesale) |
| Fees | All returns listed are net of fees excl. an approx. 0.5% p.a. fee charged to Retail investors. |
| Distributions | Quarterly |
| Redemptions | Quarterly (pending liquidity) |
| Minimum Term | None |
Note: *Capital at risk. Returns not guaranteed. Listed returns are in respect to our Wholesale Fund and are net of fees. Past performance does not indicate future returns.
Am I a Wholesale or Retail Investor?
2. A person or entity that has obtained an accountant’s certificate within the preceding six months stating that they:
a) have net assets of at least $2.5 million, or
b) have a gross income of $250,000 p.a. for each of the last two financial years.
Investment Potential
Interest earned on investment (based on the March 2025 return of 10.13% p.a. return or 2.00% for the quarter)
*Capital at risk. Returns not guaranteed. Listed returns are estimates only in respect to our Wholesale Fund and are net of fees. Past performance does not indicate future returns.
Historical Performance
Please keep in mind that past performance does not indicate future performance. All returns listed are net of fees other than a 0.5% p.a. fee charged to Retail investors.
| Quarter | Returns per annum | Returns per quarter |
|---|---|---|
| March 2026 | 8.09% p.a. | 2.00% quarterly |
| December 2025 | 8.24% p.a. | 2.07% quarterly |
| September 2025 | 8.05% p.a. | 2.03% quarterly |
| June 2025 | 8.00% p.a. | 2.00% quarterly |
Why Choose APG
- All investors have received their quarterly distributions on time.
- All investors have had their request to redeem funds paid on time.
- The value of investors' initial investment has remained at $1.00 per unit.
- We have an experienced team dedicated to delivering the best results for our investors.
- Our directors are invested in the fund – we have skin in the game.
- Our Mortgage Managers conduct extensive due diligence on every loan opportunity.
- Every loan is secured by Australian real estate.
- We deliver real service to our investors – we’re here to help however we can.
- A large number of our investors have been with us for many years and reinvested with us.
Download our Investor Pack to find out more about APG, what to expect when investing in our Pooled Mortgage Fund and how to get started.
Here’s what our customers have to say
★ ★ ★ ★ ★ 5.0 rating of 8 reviews
★ ★ ★ ★ ★
I've been invested with APG for 7 years now. Passive, uncomplicated and consistent returns have been my experience. The staff in particular, are first class. They are very approachable and always there to help me. Definitely recommend investing with APG....
Marc - Currans Hill, NSW
2026-06-02 15:07:28
★ ★ ★ ★ ★
APG has wonderful customer service, they are willing and available to answer all my questions about products and send me prospectus when I need them. I have been very happy with their services and products over the last 5 years and will continue investing with them....
Mimi - Byron Bay, NSW
2026-04-10 11:57:58
★ ★ ★ ★ ★
I discovered APG through word of mouth. I work in finance, and while helping a client with a loan application, I asked about their income source. I wasn’t familiar with how it worked, so I decided to dig deeper. Long story short, our bank was able to accept that income, which gave me more confidence. I was still a little skeptical at first, so I started with a small investment to see how it performed. After a couple of months of monitoring, I was earning a decent return compared to my savings account, so I decided to invest more and I’ve been very happy with the results. Another thing I really like is their customer service. They’re responsive, helpful, and quick to reply to emails....
Jojo - Campbelltown, NSW
2026-01-27 13:58:24
★ ★ ★ ★ ★
Excellent service! Always available for advice....
Leon - East Melbourne, VIC
2026-01-15 15:43:24
★ ★ ★ ★ ★
Thank you to the team at APG. You have always been prompt, explained things really well and invested my money with great returns. I highly recommend this as an investment, it's easy with strong returns.
...Janet - Unley, SA
2026-01-06 12:41:22
★ ★ ★ ★ ★
Have invested with APG since 2017 via my superannuation fund. Found them to be reliable and trustworthy. All distributions have been on time. Well worth considering for your investment portfolio....
John - Tecoma, VIC
2025-12-12 21:05:29
★ ★ ★ ★ ★
I’ve been with APG for more than three years now, and I’ve always appreciated the strong returns. They also make investing easy and personable, it really feels like being treated like family. Being able to pick up the phone and speak directly with the Managing Director is a big advantage, especially for an elderly investor like me. It’s one of the key reasons APG stands out compared to my three other investment funds....
Grant - Varsity Lakes, QLD
2025-12-09 18:28:01
★ ★ ★ ★ ★
Fantastic. Not only is a good investment with great returns, the staff are fabulous. We received lots of support when we wanted to transfer some funds from our names into our self managed Super. Very efficient and professional with a lovely touch of personal. I am recommending them to friends and family....
Chris - Kingscliff, NSW
2025-10-02 16:04:58