A year of steady growth and strengthened investor confidence
As we wrap up 2025, we wanted to take a look back at what we’ve experienced over the last 12 months and celebrate another successful year. In a period where global markets experienced sharp swings and traditional income assets struggled to keep pace with inflation, APG has continued to deliver stable, risk-managed returns for its investors.
Continued growth in funds under management
This year, 111 investors entrusted us with an additional $8.5 million in capital, bringing total Funds Under Management to $43.52 million.
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This is the result of existing investors steadily increasing their allocations and new investors joining the fund thanks to referrals or their search to find a reliable source of passive income.
A Strong Balance of New and Long-Term Investors
One of the most encouraging aspects of 2025 has been the mix of investor participation:
- Approximately 60% of funds came from existing investors
- Approximately 40% came from new investors
This balance shows two things: long-time investors continue to reinvest based on performance and service, and new investors are increasingly recognising the benefits of income-focused, secured mortgage investments.
Wholesale and Retail Investors: A Shifting Landscape
We’ve also observed a meaningful shift in investor composition this year Retail participation continuing to expand:
- Wholesale investors: Approximately 60%
- Retail investors: Approximately 40%
In the last six months this has become even closer to a 50/50 split. It’s great to see that our Retail fund is making private mortgage investing more accessible to everyday Australians seeking dependable returns.
Average investment amount per investor
The average investment amount over the last 12 months was approximately $70,000:
- Wholesale investors: $130,567.57
- Retail investors: $42,640.44
The increase in average Retail investment suggests growing confidence and comfort in the fund’s performance and transparency.
Looking Forward to 2026
The past year has reinforced what we’ve always believed: consistent, asset-backed income strategies have a vital role to play in a well-balanced portfolio, especially during times of economic uncertainty.
As we head into 2026, our focus remains on:
- Maintaining strong credit standards
- Prioritising capital preservation
- Delivering reliable passive income
- Expanding access to high-quality private credit investments
We’re incredibly grateful to all our investors for their ongoing trust and support. It motivates our team every day.
From everyone at APG, we wish you a joyful Christmas season and a prosperous start to the new year. We look forward to continuing to support your investment goals in 2026.
If you have any questions about investing in private mortgages then please send us a message via our Contact Page.
