Invest in Our Pooled Mortgage Fund


  • Delivered a 6.91% p.a. return in the March 2022 quarter
  • Passive income via quarterly distributions
  • Open to ALL investors
Learn how to get started

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*Listed returns are in respect to our Wholesale fund and net of fees. Past performance does not indicate future returns.

Invest in Australia's Leading Mortgage Fund

APG's Pooled Mortgage Fund is ideal for investors looking for a passive income stream that takes the heavy lifting and guesswork out of the equation while making your money work harder for you.

When you invest in APG's Pooled Mortgage Fund you are investing in a portfolio of short-term business loans that are secured by Australian real-estate and managed by a team of experienced mortgage managers. We conduct extensive due diligence on the borrowers and manage the loans from start to finish so you can sit back and relax and wait for your quarterly distribution. We actively manage your funds so you can enjoy the benefits of a truly passive investment. Get in touch to find out how you can secure your financial future with Active Property Group's mortgage investments.

Latest Investment Opportunities


Listed below are examples of loans we are looking to fund via the Pooled Mortgage Fund, or those that have been funded or repaid. The loans are all short-term business loans that are secured by Australian real estate.
June 29, 2022

Multiple Locations, VIC – 13.62% p.a. Property Purchase

The purpose of this loan is to complete the purchase of a residential property in VIC. Security includes three separate properties.
LVR TERM TARGET RETURN SECURITY
69.36% 12 months 13.62% p.a. 2nd Mortgage
June 23, 2022

North Mackay, QLD – 7.60% p.a. Renovation Finance

The purpose of this loan is to subdivide the land and complete the renovation of a residential property in North Mackay, QLD.
LVR TERM TARGET RETURN SECURITY
40.00% 4 months 7.60% p.a. 1st Mortgage
June 15, 2022

Belgrave, VIC – 5.95% p.a. Restaurant Purchase

The purpose of this loan is to refinance an existing loan and to purchase a Restaurant Business in Gembrook, VIC.
LVR TERM TARGET RETURN SECURITY
32.47% 9 months 5.95% p.a. 1st Mortgage
June 9, 2022

Glen Iris, VIC – 6.70% p.a. Renovation Completion

The purpose of this loan is to refinance and complete the renovation of a residential property in Glen Iris, VIC.
LVR TERM TARGET RETURN SECURITY
80.00% 9 months 6.70% p.a. 1st Mortgage
June 2, 2022

Multiple Locations – 14.05% p.a. Refinance

The purpose of this loan is to refinance existing business loans due to mature. Security includes six separate properties.
LVR TERM TARGET RETURN SECURITY
75.00% 9 months 14.05% p.a. 2nd Mortgage
May 25, 2022

Pymble, NSW – 7.19% p.a. Property Refinance

The purpose of this loan is to refinance an existing loan. Security includes a residential investment property in Pymble, NSW.
LVR TERM TARGET RETURN SECURITY
75.00% 12 months 7.19% p.a. 1st Mortgage
May 12, 2022

South Morang, VIC – 11.50% p.a. Construction Completion

The purpose of this loan is to provide finance for the completion of a construction project in Bentleigh East, VIC.
LVR TERM TARGET RETURN SECURITY
66.18% 6 months 11.50% p.a. 2nd Mortgage
May 12, 2022

Mororo, NSW – 7.00% p.a. Business Cashflow

The purpose of this loan is to provide additional business capital for infrastructure projects in Central and Northern NSW.
LVR TERM TARGET RETURN SECURITY
55.00% 12 months 7.00% p.a. 1st Mortgage
May 2, 2022

Templestowe, VIC – 7.02% p.a. Property Refinance

The purpose of this loan is to provide finance for the purchase of six townhouses and for construction completion in Templestowe, VIC.
LVR TERM TARGET RETURN SECURITY
65.00% 18 months 7.02% p.a. 1st Mortgage

SIT BACK AND ENJOY OUR PASSIVE INVESTMENT OPPORTUNITIES


Learn how to get started

What am I investing in?


The Pooled Mortgage Fund funds Registered First and Second Mortgages that are secured by Australian property with conservative Loan-to-Value Ratios - we typically lend less than 75% of property value. Investors in the Pooled Mortgage Fund have their funds diversified across a portfolio of loans looked after by the experienced team at the Mortgage Manager, Private Mortgages Australia, who conduct extensive due diligence before settling any loans.


Who can invest?


We are able to accept all investors whether they are a Retail or Wholesale Investor (see below for explanation). We can also accept investments from individual investors, self-managed super funds, trusts and companies.

In 2021, the Pooled Mortgage Fund received 'recommended rating' by an independent investment analyst.



(for Wholesale Investors)


(for Retail Investors - Target Market Determination)

Pooled Mortgage Fund details:

Target Return 6.91% p.a. result in Mar 2022
Minimum Investment $10,000 (Retail) $25,000 (Wholesale)
Fees All returns listed are net of fees excl. a 0.5% p.a. fee charged to Retail investors.
Distributions Quarterly
Redemptions Quarterly
Minimum Term None

Note: Target returns are not guaranteed nor is return of capital

Am I a Wholesale or Retail Investor?

1Wholesale Investor
1. A person or entity who initially invests at least $500,000 or

2. A person or entity that has obtained an accountant’s certificate within the preceding six months stating that they:

a) have net assets of at least $2.5 million, or
b) have a gross income of $250,000 p.a. for each of the last two financial years.
2Retail Investor
Anyone else who doesn't fall within the Wholesale classification above.

Historical Performance


Please keep in mind that past performance does not indicate future performance. All returns listed are net of fees other than a 0.5% p.a. fee charged to Retail investors.

March 2022 6.91% p.a.
December 2021 7.24% p.a.
September 2021 6.58% p.a.
June 2021 8.10% p.a.

Why Choose APG


"IIR ascribes a “RECOMMENDED” rating to the PMAC Trust (Pooled Mortgage Fund). The Trust is based on a simple and straightforward investment strategy and objective. And the strategy has delivered. The Trust is managed by an experienced team and a manager with an established history in the property sector. In a world of historically low term deposit rates and ongoing dividend deterioration risk, we continue to view private debt, and including the Trust, as a very attractive alternative for income seeking investors."


Download our Investor Pack to find out more about APG, what to expect when investing in our Pooled Mortgage Fund and how to get started.



 

Have more questions?


Get in touch with us today and we'll gladly answer any queries you may have.