During times of economic uncertainty and share market volatility, investors tend to seek stable, income-generating alternatives. One standout option that continues to deliver consistent returns is the Pooled Mortgage Fund offered by Active Property Group (APG). With a focus on secured lending and a track record of strong performance, APG’s fund offers a compelling proposition for both seasoned investors and newcomers alike.
What Is a Pooled Mortgage Fund?
A pooled mortgage fund is a type of managed investment scheme where investor funds are collectively used to provide loans secured by real property. These loans typically go to borrowers such as property developers or business owners who offer real estate as collateral. The interest paid on these loans is then distributed to investors as regular income.
Earn Passive Income With Our Pooled Mortgage Fund
Quarterly distributions
Minimum investment from just $10K
No lock-in investment term
A Buffer Against Share Market Volatility
The share market is known for its potential upside—but also for its unpredictability. Inflation concerns, interest rate fluctuations, and global economic instability can have immediate effects on the value of share markets. Investors looking for a steadier income stream may want to consider investing in pooled mortgage funds.
Consistent Returns, Backed by Real Assets
One of the key strengths of APG’s fund is its focus on capital preservation and regular income. Investors earn a quarterly return generated from interest payments made by borrowers.
Because these loans are secured against real property with conservative loan-to-value ratios, the risk is carefully managed. This hands-on approach gives APG the best chances of delivering attractive returns, even when broader markets are down.
The fund has a track record of delivering strong quarterly income, making it attractive for income-focused investors, such as retirees or those looking to diversify outside of volatile equities.
And for those with longer-term investment goals, APG offers investors the option to re-invest their returns each quarter and compound their interest over time for even bigger gains.
Professionally Managed, Risk-Conscious Lending
At the core of the fund’s success is the Active Property Group team’s disciplined approach to lending. Every loan is assessed individually, focusing on the borrower’s exit strategy, project viability, and the strength of the underlying real estate security.
This level of scrutiny results in a high-quality loan book that prioritises stability over speculation. APG maintains a conservative loan-to-valuation ratio—decisions that reflect the group’s commitment to investor protection and sustainable returns.
Moreover, APG’s pooled fund is lent out to multiple borrowers. At any given time, APG’s loan portfolio can have up to 30 active loans. This set up provides investors with a diversified investment to help mitigate risk.
Liquidity with Flexibility
While it’s true that share markets are much more liquid investments than asset types like mortgage investments, APG’s pooled mortgage fund offers a reasonably liquid investment product.
Unlike term deposits or other competing funds, APG doesn’t have a lock-in period for investors. This makes it a more liquid and flexible investment than similar asset types which can have lock-in periods for up to five years.
If investors want to make a withdrawal, they only need to submit withdrawal requests about three weeks before the end of each quarter. While redemptions are not guaranteed, by providing us with ample notice we should be able to make sure we have the cash available at the end of the quarter to pay out requested redemptions.
A Smarter Alternative for Uncertain Times
As market cycles continue to challenge even seasoned investors, APG’s Pooled Mortgage Fund provides a smart alternative. It blends the security of real estate with the liquidity and convenience of managed investing.
While no investment is entirely risk-free, APG’s disciplined approach to mortgage lending, coupled with strong risk management and consistent historical performance, positions its Pooled Mortgage Fund as a reliable and attractive option.
APG’s pooled fund is open to both retail and wholesale investors. Retail investors can begin investing with as little as $10,000, while wholesale investors are required to contribute a minimum of $25,000.
For more information or any enquiries regarding private mortgage investments, you can reach out to APG by emailing [email protected] or by visiting their Contact Page.
If you have any questions about investing in private mortgages then please send us a message via our Contact Page.
